The best Health insurance plans in India

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Just like you take out car insurance or home insurance to protect yourself and your assets in case of a tragedy, health insurance is also needed. Many deem health insurance to be unnecessary but this is completely not true. Health insurance ensures that you and your family are protected and taken care of in case of an illness or accident in the family.

Benefits of health insurance

  • Family protection: Along with your own health insurance, you can take out policies that will cover the entire family. This can either be done through riders or separate health insurances.
  • Financial aid: Having a health insurance means you do not have to scramble for financial resources in the event of an accident or a sudden illness. You will be able to get adequate finances to cover your medical costs.
  • Hospital bills: Hospitals are expensive. More often than not, you will be surprised at the amount a single day at the hospital can bill up to. These costs will be covered if you have a health insurance.
  • Many banks and insurance companies have different plans on health insurance to suit your needs. Some insurance companies like Edelweiss Tokio Life also provide critical illness plans. If you are looking for an optimal one, the CritiCare+ plan by Edelweiss Tokio Life is the right one for you.

CritiCare+ : Getting a critical illness insurance is important as you get a great monetary benefit for a minimal premium. Under this policy, you are covered against seventeen of the most critical illnesses. CritiCare+ provides two options:

Single Claim: You will be paying a minimum amount annually and if you end up falling victim to any of the seventeen critical illnesses, a sum of the payment guaranteed will be given to you. This will happen once your survival expectancy is more than 28 days after diagnosis. You get a lump sum that you can use for your health and hospital bills.

Multiclaim: With multi-claim you can claim up to three times over a lifetime. These diseases however have to be from three different groups. You do not have to pay premium after the first claim and you will be eligible to claim again if your diagnosis of the second illness comes at least one year after the first illness.

Along with these advantages, you can even apply for tax benefits. CritiCare+ is a great option as it helps you against seventeen critical illnesses and gives you the peace of mind required to get well!

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